Annuity research, made easier
Looking for Competitive Annuity Rates?
Annuity rates and product features vary by insurer, state, premium amount, and contract terms. A Skyway advisor can research available options from the insurers we work with and help you compare guarantees, access provisions, income features, and important tradeoffs.
- Relevant rates and guarantee periods
- Access and surrender provisions
- Insurer and income-feature information
Florida market snapshot
Rates by guarantee period
Highest currently displayed rate in each guarantee range.
Choose your state
Product availability and contract terms can vary by state.
MYGA rates are credited for the selected guarantee term, subject to contract terms and insurer claims-paying ability.
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Rates are subject to change. Surrender charges may apply. See Important Information.
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Review insurer names, product details, availability, surrender provisions, and other differences relevant to your goals.
What to compare beyond the rate
Guarantee period. Understand how long a stated rate or contract provision applies and what happens afterward.
Access to your money. Review surrender charges, withdrawal allowances, market value adjustments, and available waivers.
Insurer and contract details. Guarantees depend on the issuing insurer's claims-paying ability and the terms of the contract.
Important information
This page provides educational information about annuity rates. Rates are subject to change and may vary by state, product, premium amount, features, and eligibility. This is not a quote, product recommendation, or investment, tax, or legal advice. Annuities are insurance products, not bank deposits, and are not FDIC insured. Guarantees depend on the issuing insurer's claims-paying ability. Skyway may not represent every insurer or product.
Helpful answers
Annuity questions worth asking
How do I compare different annuity options?
Start with your goal, then compare guarantees, liquidity, surrender charges, insurer strength, income features, and contract terms—not just one rate.
How do guarantee periods and surrender charges work?
A rate guarantee may last for a stated period, while surrender charges can follow a different schedule. Review both timelines and the contract's withdrawal provisions.
How is a fixed indexed annuity different?
Interest may be credited using an index-linked formula with caps, participation rates, or spreads. The contract does not invest directly in the index.
Can an annuity provide lifetime retirement income?
Some contracts offer annuitization or optional income riders. Payments depend on the contract, age, timing, life option, and other terms.
Can Skyway review an annuity I already own or one nearing maturity?
Yes. We can help compare its current benefits and maturity choices with available alternatives before you decide whether to renew, withdraw, annuitize, or exchange it.
What should I consider before exchanging an annuity?
An exchange can restart surrender charges or replace valuable benefits. Compare guarantees, fees, income features, liquidity, and tax considerations side by side.
Is there a cost to request research from Skyway?
No. Personalized annuity research has no cost or obligation, and an appointment is optional. An insurer may compensate Skyway if you purchase a product.