:root{--sky-navy-900:#061539;--sky-navy-800:#0e2148;--sky-navy-700:#1a3160;--sky-navy-500:#3a4f7a;--sky-navy-300:#8a98b5;--sky-navy-200:#c4cddf;--sky-navy-100:#e2e7f0;--sky-navy-50:#eef1f8;--sky-teal-700:#0c7a8e;--sky-teal-500:#1090a8;--sky-teal-300:#6fc3cf;--sky-teal-100:#d7ecef;--sky-cream:#f7f5f0;--sky-cream-lt:#fbfaf6;--sky-white:#fff;--sky-stone-900:#161513;--sky-stone-700:#3f3d38;--sky-stone-500:#6b6862;--sky-stone-400:#94918a;--sky-stone-300:#b5b0a6;--sky-stone-200:#d9d5cc;--sky-stone-100:#ece8df;--sky-success:#2f8f5c;--sky-success-bg:#e4f1ea;--sky-danger:#b43a2e;--sky-danger-bg:#f7e2df;--font-sans:Geist,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--font-serif:"Instrument Serif","Iowan Old Style",Georgia,serif;--fs-h1:clamp(2.25rem,4vw,3.25rem);--fs-h2:clamp(1.75rem,3vw,2.5rem);--fs-h3:1.5rem;--fs-body-lg:1.125rem;--fs-body:1rem;--fs-body-sm:.9375rem;--fs-caption:.8125rem;--fs-eyebrow:.75rem;--lh-tight:1.1;--lh-snug:1.25;--lh-relaxed:1.65;--tr-tight:-.025em;--tr-snug:-.015em;--tr-eyebrow:.14em;--gutter-desktop:64px;--gutter-tablet:40px;--gutter-mobile:20px;--content-max:1240px;--content-narrow:760px;--r-sm:8px;--r-md:12px;--r-lg:16px;--r-xl:24px;--r-2xl:32px;--r-pill:999px;--shadow-1:0 1px 2px rgba(14,33,72,.04),0 1px 1px rgba(14,33,72,.03);--shadow-2:0 4px 16px rgba(14,33,72,.06),0 2px 4px rgba(14,33,72,.04);--shadow-3:0 12px 32px rgba(14,33,72,.08),0 4px 8px rgba(14,33,72,.04);--shadow-4:0 24px 64px rgba(14,33,72,.12),0 8px 16px rgba(14,33,72,.06);--ease-out:cubic-bezier(.16,1,.3,1);--dur-fast:140ms}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--sky-cream);color:var(--sky-navy-900);font-family:var(--font-sans);font-size:var(--fs-body);line-height:var(--lh-relaxed);overflow-x:hidden}#worker-app{display:block!important}.local-evidence{display:none!important}img{display:block;max-width:100%}button,input,select{font:inherit}button,a{transition:background-color var(--dur-fast) var(--ease-out),border-color var(--dur-fast) var(--ease-out),color var(--dur-fast) var(--ease-out)}a{color:var(--sky-teal-700);text-decoration:none}p{color:var(--sky-stone-700);margin:0;text-wrap:pretty}h1,h2,h3{color:var(--sky-navy-900);font-family:var(--font-sans);font-weight:600;margin:0;text-wrap:balance}h1{font-size:var(--fs-h1);letter-spacing:var(--tr-tight);line-height:var(--lh-tight)}h2{font-size:var(--fs-h2);letter-spacing:var(--tr-tight);line-height:var(--lh-snug)}h3{font-size:var(--fs-h3);letter-spacing:var(--tr-snug);line-height:var(--lh-snug)}.container{margin:0 auto;max-width:var(--content-max);padding:0 var(--gutter-desktop)}.container-narrow{margin:0 auto;max-width:var(--content-narrow);padding:0 var(--gutter-desktop)}.eyebrow{color:var(--sky-teal-700);font-size:var(--fs-eyebrow);font-weight:600;letter-spacing:var(--tr-eyebrow);margin:0 0 14px;text-transform:uppercase}.sr-only{clip:rect(0,0,0,0);height:1px;overflow:hidden;position:absolute;width:1px}.skip-link{background:var(--sky-white);border-radius:var(--r-sm);color:var(--sky-navy-900);left:14px;padding:10px 14px;position:fixed;top:-80px;z-index:100}.skip-link:focus{top:14px}.preview-bar{align-items:center;background:var(--sky-navy-900);color:var(--sky-white);display:flex;font-size:.68rem;font-weight:700;justify-content:center;letter-spacing:.1em;min-height:32px;padding:5px 20px;position:relative;text-align:center;text-transform:uppercase}.preview-actions{align-items:center;display:flex;gap:12px;position:absolute;right:20px}.preview-actions form{margin:0}.preview-tool{background:transparent;border:0;color:var(--sky-teal-300);cursor:pointer;font-size:.72rem;font-weight:700;padding:3px;text-decoration:underline;text-underline-offset:3px}
.sky-header{padding-top:16px;pointer-events:none;position:relative;z-index:60}.sky-nav-wrap{display:flex;justify-content:center;padding:0 var(--gutter-desktop)}.sky-nav{align-items:center;background:rgba(255,255,255,.94);border:1px solid rgba(14,33,72,.1);border-radius:var(--r-pill);box-shadow:var(--shadow-3);display:flex;gap:8px;max-width:1100px;min-height:64px;overflow:hidden;padding:8px 10px 8px 16px;pointer-events:auto;width:100%}.sky-nav .brand{align-items:center;border-right:1px solid var(--sky-navy-100);color:var(--sky-navy-900);display:flex;gap:8px;min-height:44px;padding:4px 18px 4px 2px}.sky-nav .brand .mark{display:inline-flex}.sky-nav .brand .word{font-size:14px;font-weight:650;letter-spacing:.18em;text-transform:uppercase}.sky-nav .links{align-items:center;display:flex;gap:2px;margin-left:4px;min-width:0}.sky-nav .links a{border-radius:var(--r-pill);color:var(--sky-navy-900);font-size:14px;padding:10px 11px;white-space:nowrap}.sky-nav .links a:hover{background:rgba(14,33,72,.06)}.sky-nav .links .quiz-link{background:var(--sky-teal-100);border:1px solid var(--sky-teal-300);margin-left:4px}.sky-nav .book{color:var(--sky-navy-900);display:none}.sky-nav .cta{background:var(--sky-navy-800);border-radius:var(--r-pill);color:var(--sky-white);font-size:var(--fs-body-sm);font-weight:600;margin-left:auto;padding:12px 18px;white-space:nowrap}.sky-nav .cta:hover{background:var(--sky-navy-700)}.sky-nav .quiz-cta,.sky-nav .menu-btn{display:none}.sky-nav .menu-btn{align-items:center;background:var(--sky-white);border:1px solid rgba(14,33,72,.12);border-radius:50%;color:var(--sky-navy-900);height:44px;justify-content:center;padding:0;width:44px}
.sky-page-header{background:linear-gradient(180deg,var(--sky-navy-700),var(--sky-navy-900));margin-top:-72px;overflow:hidden;padding:150px 0 76px;position:relative}.sky-page-header::after{background:radial-gradient(circle,rgba(16,144,168,.22),transparent 68%);content:"";height:420px;position:absolute;right:-100px;top:-120px;width:420px}.sky-page-header .inner{margin:auto;max-width:780px;position:relative;text-align:center;z-index:1}.sky-page-header .eyebrow{color:var(--sky-teal-300)}.sky-page-header h1{color:var(--sky-cream);font-weight:500}.sky-page-header h1 em{color:var(--sky-teal-300);font-family:var(--font-serif);font-weight:400}.sky-page-header p{color:rgba(247,245,240,.78);font-size:var(--fs-body-lg);margin:20px auto 0;max-width:62ch}.rate-finder{padding:64px 0 28px}.state-card{align-items:end;background:var(--sky-white);border:1px solid rgba(14,33,72,.06);border-radius:var(--r-xl);box-shadow:var(--shadow-2);display:grid;gap:48px;grid-template-columns:1fr minmax(280px,340px);padding:36px 40px}.state-card h2{font-weight:500;margin-bottom:8px}.status{background:var(--sky-teal-100);border-left:3px solid var(--sky-teal-500);border-radius:var(--r-sm);color:var(--sky-stone-700);margin-top:18px;padding:13px 18px}.field{display:block;min-width:0}.field>span{color:var(--sky-navy-900);display:block;font-size:var(--fs-caption);font-weight:650;margin-bottom:7px}.field>span small{color:var(--sky-stone-400);font-weight:400}input,select{appearance:none;background:var(--sky-white);border:1px solid var(--sky-stone-300);border-radius:var(--r-sm);color:var(--sky-stone-900);min-height:50px;padding:11px 13px;width:100%}select{background-image:linear-gradient(45deg,transparent 50%,var(--sky-navy-800) 50%),linear-gradient(135deg,var(--sky-navy-800) 50%,transparent 50%);background-position:calc(100% - 18px) 21px,calc(100% - 13px) 21px;background-repeat:no-repeat;background-size:5px 5px;padding-right:34px}input[readonly]{background:var(--sky-stone-100);color:var(--sky-stone-700)}.field.has-error input{border-color:var(--sky-danger);box-shadow:0 0 0 3px rgba(180,58,46,.12)}.field-error{color:var(--sky-danger);display:block;font-size:.78rem;min-height:1.2em;padding-top:4px}
.rates{padding:64px 0}.section-head{align-items:end;display:flex;gap:36px;justify-content:space-between}.section-head>div:first-child{max-width:720px}.section-head>div:last-child{text-align:right}.section-head h2,.section-heading h2{font-weight:500;margin-bottom:12px}.type-chip{background:var(--sky-teal-100);border:1px solid var(--sky-teal-300);border-radius:var(--r-pill);color:var(--sky-navy-900);display:inline-flex;font-size:var(--fs-caption);font-weight:600;padding:6px 11px}.freshness{color:var(--sky-success);font-size:var(--fs-caption);font-weight:650;margin-top:9px}.table-wrap{background:var(--sky-white);border:1px solid rgba(14,33,72,.06);border-radius:var(--r-lg);box-shadow:var(--shadow-2);margin-top:26px;overflow:auto}.table-wrap table{border-collapse:collapse;width:100%}caption{clip:rect(0,0,0,0);height:1px;overflow:hidden;position:absolute;width:1px}th{background:var(--sky-navy-50);color:var(--sky-navy-500);font-size:.69rem;letter-spacing:.09em;text-align:left;text-transform:uppercase}th,td{border-bottom:1px solid var(--sky-stone-100);padding:15px}tr:last-child td{border-bottom:0}.rate{color:var(--sky-teal-700);font-size:1.18rem;font-weight:700}.row-cta,.sk-btn{align-items:center;border:1px solid transparent;border-radius:var(--r-pill);cursor:pointer;display:inline-flex;font-size:var(--fs-body-sm);font-weight:600;justify-content:center;min-height:46px;padding:11px 18px;text-align:center}.row-cta,.sk-btn.primary{background:var(--sky-navy-800);color:var(--sky-white)}.row-cta:hover,.sk-btn.primary:hover{background:var(--sky-navy-700)}.sk-btn.secondary{background:var(--sky-white);border-color:var(--sky-navy-200);color:var(--sky-navy-900)}.sk-btn.secondary:hover{border-color:var(--sky-navy-800)}.sk-btn[disabled]{background:var(--sky-navy-300);cursor:not-allowed}.mobile-rates{display:none}.disclosure{border-left:3px solid var(--sky-teal-500);color:var(--sky-stone-500);font-size:var(--fs-caption);margin:24px 0;padding-left:16px}.general-cta{align-items:center;background:var(--sky-navy-800);border-radius:var(--r-xl);color:var(--sky-white);display:flex;gap:36px;justify-content:space-between;margin-top:32px;padding:36px 40px}.general-cta h2{color:var(--sky-white);font-weight:500}.general-cta p{color:rgba(247,245,240,.8)}.general-cta .eyebrow{color:var(--sky-teal-300)}.general-cta .sk-btn{flex:0 0 auto}.education{background:var(--sky-cream-lt);padding:88px 0}.section-heading{margin-bottom:32px;max-width:760px}.education-grid{display:grid;gap:18px;grid-template-columns:repeat(3,1fr)}.education article{background:var(--sky-white);border:1px solid rgba(14,33,72,.06);border-radius:var(--r-lg);box-shadow:var(--shadow-1);padding:28px}.education article>span{color:var(--sky-teal-700);font-family:var(--font-serif);font-size:1.25rem;font-style:italic}.education article h3{font-weight:550;margin:12px 0 8px}.important{padding:72px 0}.important .container-narrow{background:var(--sky-white);border:1px solid var(--sky-stone-200);border-radius:var(--r-lg);padding:28px 32px}.important h2{font-size:1.4rem;margin-bottom:10px}.important p{font-size:var(--fs-body-sm)}.owner-status{background:var(--sky-success-bg);border-block:1px solid rgba(47,143,92,.2)}.owner-status-inner{align-items:flex-start;display:flex;gap:36px;justify-content:space-between;padding-bottom:18px;padding-top:18px}.owner-status div>div{display:grid;min-width:220px}.owner-status strong{font-size:.76rem;letter-spacing:.08em;text-transform:uppercase}.owner-status span{color:#3f6c51;font-size:.75rem}.owner-status p{color:#244f38;font-size:.84rem;max-width:720px}
dialog{background:transparent;border:0;max-height:94vh;max-width:760px;overflow:visible;padding:0;width:calc(100% - 32px)}dialog::backdrop{backdrop-filter:blur(3px);background:rgba(6,21,57,.72)}.dialog-card{background:var(--sky-cream);border:1px solid rgba(255,255,255,.65);border-radius:var(--r-xl);box-shadow:var(--shadow-4);max-height:92vh;overflow:auto;padding:34px;position:relative}.dialog-card>div>p:not(.eyebrow):not(.form-legal):not(.form-error):not(.owner-success-note){margin:0 40px 20px 0}.close{align-items:center;background:var(--sky-white);border:1px solid var(--sky-stone-200);border-radius:50%;color:var(--sky-navy-900);cursor:pointer;display:flex;font-size:1.6rem;height:42px;justify-content:center;line-height:1;position:absolute;right:18px;top:18px;width:42px;z-index:2}.form-grid{display:grid;gap:10px 16px;grid-template-columns:repeat(2,minmax(0,1fr));margin:24px 0 12px}.consent-wrap{align-items:flex-start;background:var(--sky-white);border:1px solid var(--sky-stone-200);border-radius:var(--r-md);display:flex;gap:12px;padding:15px}.consent-wrap.has-error{background:var(--sky-danger-bg);border-color:var(--sky-danger)}.consent-wrap input{appearance:auto;accent-color:var(--sky-teal-500);flex:0 0 auto;height:22px;margin:1px 0 0;min-height:22px;padding:0;width:22px}.consent-wrap label{color:var(--sky-stone-700);cursor:pointer;font-size:.88rem;line-height:1.55}.consent-error{min-height:1.4em}.form-legal{color:var(--sky-stone-500);font-size:var(--fs-caption);margin:5px 0 14px}.form-legal a{font-weight:600;text-decoration:underline}.form-error{color:var(--sky-danger);font-size:.85rem;font-weight:600;min-height:1.3em}.submit-button{width:100%}.success-view{padding:34px 12px 12px;text-align:center}.success-view[hidden]{display:none}.success-mark{align-items:center;background:var(--sky-success-bg);border-radius:50%;color:var(--sky-success);display:flex;font-size:1.5rem;font-weight:700;height:56px;justify-content:center;margin:0 auto 18px;width:56px}.success-view h2{margin-bottom:12px}.success-view>p{margin-left:auto!important;margin-right:auto!important;max-width:48ch}.owner-success-note{background:var(--sky-navy-50);border-radius:var(--r-md);color:var(--sky-navy-700);font-size:.84rem;margin:22px auto!important;padding:12px 14px}.success-view .sk-btn{min-width:190px}.map-dialog-card{max-width:none}.private-table{max-height:60vh}.private-table table{min-width:860px}.private-table code{white-space:nowrap}.owner-note{color:var(--sky-stone-500);font-size:var(--fs-caption);margin-top:12px}
.sky-mobile-menu{background:var(--sky-cream);height:100vh;max-height:none;max-width:none;width:100vw}.sky-mobile-menu::backdrop{background:var(--sky-cream)}.sky-mobile-menu .mm-head{align-items:center;border-bottom:1px solid var(--sky-stone-200);display:flex;justify-content:space-between;padding:14px 20px}.mm-brand{font-size:14px;font-weight:650;letter-spacing:.18em;text-transform:uppercase}.close-btn{background:var(--sky-white);border:1px solid var(--sky-navy-100);border-radius:50%;font-size:1.6rem;height:44px;width:44px}.mm-links{display:grid;padding:12px 20px}.mm-links a{align-items:center;border-bottom:1px solid var(--sky-stone-200);color:var(--sky-navy-900);display:flex;font-size:22px;justify-content:space-between;min-height:60px}.mm-foot{display:grid;gap:12px;padding:20px}.sky-footer{background:var(--sky-navy-900);color:var(--sky-cream);padding:72px 0 28px;position:relative}.sky-footer::before{background:linear-gradient(90deg,var(--sky-teal-500),var(--sky-teal-500));content:"";height:2px;left:0;position:absolute;right:0;top:0}.sky-footer .top{display:grid;gap:44px;grid-template-columns:1.6fr 1fr 1fr 1fr}.sky-footer .lockup{align-items:center;display:flex;gap:12px}.word-stack{display:grid;line-height:1}.word-primary{font-size:17px;font-weight:650;letter-spacing:.2em}.word-secondary{color:rgba(247,245,240,.7);font-size:10px;letter-spacing:.11em;margin-top:5px;text-transform:uppercase}.sky-footer .accent-rule{background:var(--sky-teal-500);height:2px;margin:20px 0;width:60px}.sky-footer p,.sky-footer a{color:rgba(247,245,240,.68);font-size:14px}.sky-footer .meta{display:grid;gap:4px;margin-top:18px}.sky-footer h2{color:var(--sky-cream);font-size:.75rem;letter-spacing:.14em;margin-bottom:20px;text-transform:uppercase}.sky-footer ul{display:grid;gap:12px;list-style:none;margin:0;padding:0}.sky-footer .compliance{border-top:1px solid rgba(247,245,240,.1);display:grid;gap:8px;margin-top:46px;padding-top:28px}.sky-footer .compliance p{font-size:13px}.verified-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.verified-row .badge{align-items:center;background:rgba(247,245,240,.06);border-radius:var(--r-pill);color:rgba(247,245,240,.75);display:flex;font-size:12px;gap:7px;padding:6px 10px}.verified-row .dot{background:var(--sky-teal-300);border-radius:50%;height:6px;width:6px}.sky-footer .bottom{border-top:1px solid rgba(247,245,240,.1);color:rgba(247,245,240,.6);display:flex;font-size:13px;justify-content:space-between;margin-top:28px;padding-top:22px}.legal-links{display:flex;flex-wrap:wrap;gap:22px}.sky-footer .bottom a{font-size:13px}
button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,[tabindex]:focus-visible{outline:3px solid rgba(16,144,168,.35);outline-offset:3px}
@media(max-width:1080px){.sky-header{padding-top:12px}.sky-nav-wrap{padding:0 var(--gutter-mobile)}.sky-nav{gap:8px;padding:8px 8px 8px 12px}.sky-nav .links,.sky-nav .cta,.sky-nav .book{display:none}.sky-nav .brand{border-right:0;padding-right:10px}.sky-nav .quiz-cta{background:var(--sky-teal-100);border:1px solid var(--sky-teal-300);border-radius:var(--r-pill);color:var(--sky-navy-900);display:inline-flex;font-size:14.5px;font-weight:500;margin-left:auto;padding:11px 16px;white-space:nowrap}.sky-nav .menu-btn{display:inline-flex}.sky-page-header{margin-top:-64px;padding-top:126px}}
@media(max-width:900px){.container,.container-narrow{padding-inline:var(--gutter-tablet)}.state-card{gap:28px;padding:30px}.education-grid{grid-template-columns:1fr}.sky-footer .top{grid-template-columns:1.4fr 1fr 1fr}.sky-footer .footer-group:last-child{grid-column:2}.owner-status-inner{align-items:flex-start;flex-direction:column;gap:8px}}
@media(max-width:760px){.container,.container-narrow{padding-inline:var(--gutter-mobile)}.preview-bar{justify-content:flex-start;padding-right:12px;text-align:left}.preview-bar>span{max-width:190px}.preview-actions{gap:5px;margin-left:auto;position:static}.preview-tool{font-size:.65rem}.sky-page-header{padding-bottom:52px}.sky-page-header p{font-size:var(--fs-body)}.rate-finder{padding-top:40px}.state-card{gap:22px;grid-template-columns:1fr;padding:24px}.rates{padding:48px 0}.section-head,.general-cta{align-items:flex-start;flex-direction:column}.section-head>div:last-child{text-align:left}.desktop-rates{display:none}.mobile-rates{display:grid;gap:14px;margin-top:24px}.rate-card{background:var(--sky-white);border:1px solid rgba(14,33,72,.06);border-radius:var(--r-lg);box-shadow:var(--shadow-1);padding:18px}.rate-card>div{align-items:baseline;display:flex;gap:16px;justify-content:space-between;padding:5px 0}.rate-card span{color:var(--sky-stone-500);font-size:.78rem}.rate-card strong{text-align:right}.rate-card .row-cta{margin-top:14px;width:100%}.general-cta{padding:28px}.general-cta .sk-btn{width:100%}.education{padding:64px 0}.important{padding:54px 0}.important .container-narrow{border-inline:0;border-radius:0;padding:24px var(--gutter-mobile)}.form-grid{grid-template-columns:1fr}.dialog-card{border-radius:var(--r-lg);padding:28px 20px 22px}.dialog-card h2{padding-right:30px}.close{right:12px;top:12px}.sky-footer{padding-top:54px}.sky-footer .top{grid-template-columns:1fr 1fr}.sky-footer .brand-col{grid-column:1/-1}.sky-footer .footer-group:last-child{grid-column:auto}.sky-footer .bottom{flex-direction:column;gap:12px}}
@media(max-width:400px){.sky-nav .brand .word{display:none}.sky-nav .brand{padding-right:4px}.sky-nav .quiz-cta{font-size:13.5px;padding:11px 10px}.sky-footer .top{grid-template-columns:1fr}.preview-bar{font-size:.58rem}.preview-tool{font-size:.65rem}.rate-card>div{align-items:flex-start;flex-direction:column;gap:0}.rate-card strong{text-align:left}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:.01ms!important}}

/* Tool-first Rate Center composition: retain the Skyway shell without reusing homepage rhythm. */
.sky-page-header{padding-bottom:34px;padding-top:118px}
.sky-page-header::after{height:260px;right:-70px;top:-80px;width:260px}
.sky-page-header .inner{margin:0;max-width:820px;text-align:left}
.sky-page-header .eyebrow{margin-bottom:8px}
.sky-page-header h1{font-size:clamp(2rem,3.3vw,2.75rem)}
.sky-page-header p{font-size:1rem;line-height:1.55;margin:12px 0 0;max-width:74ch}
.tool-shell{padding:26px 0 54px}
.tool-controls{align-items:end;background:var(--sky-white);border:1px solid var(--sky-stone-200);border-radius:var(--r-lg);box-shadow:var(--shadow-1);display:grid;gap:18px 24px;grid-template-columns:minmax(250px,1fr) minmax(250px,330px);padding:20px 24px}
.control-intro h2{font-size:1.25rem;font-weight:600;margin-bottom:2px}
.control-intro p{font-size:.86rem}
.state-field select{min-height:46px}
.tool-controls .status{grid-column:1/-1;margin:0;padding:9px 13px;font-size:.84rem}
.rates{padding:32px 0 0}
.results-toolbar{align-items:end;display:flex;gap:24px;justify-content:space-between}
.results-title .eyebrow{margin-bottom:6px}
.results-title h2{font-size:clamp(1.65rem,2.5vw,2.15rem)}
.inventory-status{text-align:right}
.filters{align-items:end;background:var(--sky-navy-50);border:1px solid var(--sky-navy-100);border-radius:var(--r-md);display:grid;gap:12px;grid-template-columns:1fr 1.2fr auto;margin-top:18px;padding:14px}
.filters .field>span{font-size:.72rem;margin-bottom:5px}
.filters select{min-height:42px;padding-block:8px}
.filters select:disabled{background-color:var(--sky-stone-100);color:var(--sky-stone-700);opacity:1}
.filter-reset{background:transparent;border:0;color:var(--sky-teal-700);cursor:pointer;font-size:.82rem;font-weight:650;min-height:42px;padding:8px 10px;text-decoration:underline;text-underline-offset:3px}
.market-summary{color:var(--sky-navy-700);font-size:.9rem;font-weight:500;line-height:1.55;margin-top:14px;max-width:82ch}
.result-summary{color:var(--sky-stone-500);font-size:.82rem;margin-top:12px}
.table-wrap{margin-top:12px}
th,td{padding:12px 14px}
.rate{font-size:1.22rem}
.row-cta{min-height:40px;padding:8px 14px;white-space:nowrap}
.general-cta{border-radius:var(--r-lg);margin-top:22px;padding:24px 28px}
.general-cta h2{font-size:1.45rem;margin-bottom:3px}
.general-cta p:not(.eyebrow){font-size:.9rem}
.general-cta .eyebrow{margin-bottom:5px}
.pagination{align-items:center;display:flex;gap:10px;justify-content:center;margin-top:20px}.pagination[hidden]{display:none}.pagination button{background:var(--sky-white);border:1px solid var(--sky-navy-200);border-radius:var(--r-pill);color:var(--sky-navy-900);cursor:pointer;font-size:.82rem;font-weight:650;min-height:40px;min-width:40px;padding:7px 13px}.pagination button:hover:not(:disabled){border-color:var(--sky-navy-800)}.pagination button[aria-current="page"]{background:var(--sky-navy-800);border-color:var(--sky-navy-800);color:var(--sky-white)}.pagination button:disabled{cursor:not-allowed;opacity:.45}.page-numbers{display:flex;gap:6px}
.secondary-information{background:var(--sky-cream-lt);border-top:1px solid var(--sky-stone-200);padding:34px 0}
.secondary-grid{align-items:start;display:grid;gap:16px;grid-template-columns:1fr 1fr}
.education,.important{background:var(--sky-white);border:1px solid var(--sky-stone-200);border-radius:var(--r-md);padding:0}
.education summary,.important summary{color:var(--sky-navy-900);cursor:pointer;font-size:1rem;font-weight:650;padding:16px 18px}
.education-list,.important>p{border-top:1px solid var(--sky-stone-100);padding:14px 18px 17px}
.education-list{display:grid;gap:10px}
.education-list p,.important>p{font-size:.82rem;line-height:1.55}
.unavailable-panel{background:var(--sky-white);border:1px solid var(--sky-stone-200);border-left:4px solid var(--sky-teal-500);border-radius:var(--r-lg);box-shadow:var(--shadow-1);margin-top:18px;padding:24px 28px}.unavailable-panel[hidden]{display:none}.unavailable-panel .eyebrow{margin-bottom:6px}.unavailable-panel h2{font-size:1.4rem;margin-bottom:8px}.unavailable-panel>p:not(.eyebrow){font-size:.92rem;max-width:66ch}.unavailable-panel .sk-btn{margin-top:18px}
.compact-footer{padding:34px 0 20px}
.compact-footer-main{align-items:center;display:flex;gap:40px;justify-content:space-between}
.compact-footer .brand-col{max-width:430px}
.compact-footer .brand-col>p{font-size:.82rem;margin-top:10px}
.footer-links{display:flex;flex-wrap:wrap;gap:10px 20px;justify-content:flex-end}
.footer-links a{font-weight:550}
.compact-compliance{border-top:1px solid rgba(247,245,240,.1);color:rgba(247,245,240,.58);font-size:.72rem;line-height:1.55;margin-top:24px;padding-top:18px}
.compact-footer .bottom{margin-top:18px;padding-top:16px}
.owner-status{background:var(--sky-success-bg);border:1px solid rgba(47,143,92,.28);bottom:14px;left:14px;max-width:430px;position:fixed;z-index:55;border-radius:var(--r-md);box-shadow:var(--shadow-3)}
.owner-status details>summary{color:#244f38;cursor:pointer;font-size:.72rem;font-weight:750;letter-spacing:.07em;padding:10px 14px;text-transform:uppercase}
.owner-status details>summary span{font-size:.65rem;font-weight:500;letter-spacing:0;margin-left:6px;text-transform:none}
.owner-status-inner{display:grid;gap:10px;padding:0 14px 14px}
.owner-status p{font-size:.76rem;line-height:1.45}
.inline-tool{color:#244f38;justify-self:start;position:static}

@media(max-width:900px){
  .filters{grid-template-columns:1fr 1fr}.filter-reset{grid-column:1/-1;justify-self:start}
  .secondary-grid{grid-template-columns:1fr}.compact-footer-main{align-items:flex-start;flex-direction:column;gap:20px}.footer-links{justify-content:flex-start}
}
@media(max-width:760px){
  .sky-page-header{padding-bottom:26px;padding-top:104px}.sky-page-header h1{font-size:2rem}.sky-page-header p{font-size:.91rem;line-height:1.5}
  .tool-shell{padding:18px 0 40px}.tool-controls{gap:14px;grid-template-columns:1fr;padding:16px}.tool-controls .status{grid-column:auto}.control-intro h2{font-size:1.1rem}
  .rates{padding-top:24px}.results-toolbar{align-items:flex-start;flex-direction:column;gap:10px}.inventory-status{text-align:left}.filters{grid-template-columns:1fr;margin-top:14px}.filters .field:nth-child(3){grid-column:auto}
  .mobile-rates{gap:10px;margin-top:12px}.rate-card{padding:15px}.rate-card .rate{font-size:1.35rem}.rate-card .row-cta{min-height:44px}
  .general-cta{gap:18px;padding:22px}.secondary-information{padding:24px 0}.education summary,.important summary{padding:14px 16px}
  .compact-footer{padding-top:30px}.compact-footer .bottom{gap:10px}.owner-status{bottom:8px;left:8px;max-width:calc(100vw - 16px)}
  .pagination{align-items:stretch;display:grid;grid-template-columns:1fr 1fr}.pagination .page-numbers{grid-column:1/-1;grid-row:1;justify-content:center}.pagination>button[data-page="previous"]{grid-column:1}.pagination>button[data-page="next"]{grid-column:2}.pagination button{min-height:44px;padding-inline:10px}
}
@media(max-width:400px){
  .sky-page-header{padding-top:100px}.sky-page-header h1{font-size:1.8rem}.sky-page-header p{font-size:.86rem}
  .footer-links{display:grid;grid-template-columns:1fr 1fr;width:100%}.legal-links{gap:12px}
}

/* Purpose-built Rate Center shell based on the original MYGA Rate Center direction. */
.rate-center-header{background:rgba(247,245,240,.96);border-bottom:1px solid var(--sky-stone-200);position:sticky;top:0;z-index:50}
.rate-center-nav{align-items:center;display:flex;gap:24px;justify-content:space-between;min-height:68px}
.rate-center-lockup{align-items:baseline;color:var(--sky-navy-800);display:flex;gap:11px;text-decoration:none}
.rate-center-lockup strong{font-size:1rem;letter-spacing:-.015em}.rate-center-lockup span{color:var(--sky-teal-700);font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase}
.rate-center-nav nav{align-items:center;display:flex;gap:22px}.rate-center-nav nav a{color:var(--sky-stone-700);font-size:.9rem}.header-cta{background:var(--sky-navy-800);border:0;border-radius:var(--r-pill);color:var(--sky-white);cursor:pointer;font-weight:650;min-height:42px;padding:9px 17px}
.sky-page-header{background:var(--sky-cream);margin:0;padding:54px 0 28px}.sky-page-header::after{display:none}.sky-page-header .inner{max-width:850px}.sky-page-header h1{color:var(--sky-navy-900);font-size:clamp(2.25rem,4vw,3.25rem);font-weight:600}.sky-page-header h1 em{color:var(--sky-teal-700)}.sky-page-header .eyebrow{color:var(--sky-teal-700)}.sky-page-header p{color:var(--sky-stone-700);font-size:1.05rem;line-height:1.65;max-width:64ch}
.rate-highlights-section{padding:8px 0 34px}.highlights-heading{align-items:end;display:flex;gap:24px;justify-content:space-between;margin-bottom:14px}.highlights-heading h2{font-size:1.45rem}.highlights-heading .eyebrow{margin-bottom:4px}.highlights-heading>p{color:var(--sky-stone-500);font-size:.8rem}.rate-highlights{display:grid;gap:12px;grid-template-columns:repeat(3,1fr)}.highlight-card{background:var(--sky-white);border:1px solid rgba(14,33,72,.06);border-radius:var(--r-lg);box-shadow:var(--shadow-1);display:grid;padding:20px 22px}.highlight-card>span{color:var(--sky-stone-500);font-size:.72rem;font-weight:650;letter-spacing:.11em;text-transform:uppercase}.highlight-card>strong{color:var(--sky-navy-800);font-size:2.15rem;letter-spacing:-.025em;line-height:1.2;margin-top:7px}.highlight-card>small{color:var(--sky-stone-500);font-size:.78rem;margin-top:3px}
.tool-shell{padding-top:0}.secondary-information{padding-bottom:42px}.faq{margin-top:24px}.faq h2{font-size:1.5rem;margin-bottom:12px}.faq details{background:var(--sky-white);border-bottom:1px solid var(--sky-stone-100);padding:0 18px}.faq details:first-of-type{border-radius:var(--r-md) var(--r-md) 0 0}.faq details:last-child{border-bottom:0;border-radius:0 0 var(--r-md) var(--r-md)}.faq summary{color:var(--sky-navy-900);cursor:pointer;font-weight:650;padding:14px 0}.faq details p{font-size:.88rem;padding:0 0 16px}
@media(max-width:760px){.rate-center-nav{align-items:flex-start;flex-direction:column;gap:10px;padding-block:14px}.rate-center-lockup{display:grid;gap:1px}.rate-center-nav nav{gap:10px;width:100%}.rate-center-nav nav a{display:none}.header-cta{margin-left:auto}.sky-page-header{padding:36px 0 22px}.rate-highlights{grid-template-columns:1fr}.highlights-heading{align-items:flex-start;flex-direction:column;gap:5px}.highlight-card{padding:16px 18px}.highlight-card>strong{font-size:1.9rem}}

/* Product types stay structurally separate; MYGA and FIA are available in this preview. */
.module-navigation{padding:4px 0 30px}.module-navigation .container{display:grid;gap:18px;grid-template-columns:minmax(240px,.8fr) minmax(430px,1.2fr)}.module-navigation-heading h2{font-size:1.45rem}.module-navigation-heading .eyebrow{margin-bottom:4px}.module-navigation-heading>p:last-child{font-size:.82rem;margin-top:5px;max-width:50ch}.module-tabs{align-self:end;background:var(--sky-white);border:1px solid var(--sky-stone-200);border-radius:var(--r-lg);display:grid;gap:8px;grid-template-columns:1fr 1fr;padding:7px}.module-tab{align-items:flex-start;background:transparent;border:1px solid transparent;border-radius:var(--r-md);color:var(--sky-navy-900);display:grid;gap:1px;min-height:66px;padding:11px 15px;text-align:left}.module-tab span{font-weight:700}.module-tab small{color:var(--sky-stone-500);font-size:.7rem;font-weight:650;letter-spacing:.08em;text-transform:uppercase}.module-tab.active{background:var(--sky-navy-800);border-color:var(--sky-navy-800);color:var(--sky-white);box-shadow:var(--shadow-1)}.module-tab.active small{color:var(--sky-teal-300)}.module-tab:disabled{background:var(--sky-stone-100);border-color:var(--sky-stone-200);color:var(--sky-stone-700);cursor:not-allowed;opacity:1}.module-tab:disabled small{color:var(--sky-stone-500)}
.module-tabs{grid-template-columns:repeat(3,1fr)}.module-tab:not(:disabled){cursor:pointer}.module-tab:not(.active):not(:disabled):hover{background:var(--sky-teal-50);border-color:var(--sky-teal-200)}.module-tab:focus-visible{outline:3px solid var(--sky-teal-300);outline-offset:2px}.module-help{background:var(--sky-teal-50);border-left:3px solid var(--sky-teal-600);border-radius:0 var(--r-sm) var(--r-sm) 0;color:var(--sky-stone-700);font-size:.88rem;line-height:1.55;margin:0 0 18px;padding:11px 14px;max-width:82ch}
@media(max-width:760px){.module-navigation{padding-bottom:24px}.module-navigation .container{grid-template-columns:1fr}.module-tabs{grid-template-columns:1fr}.module-tab{min-height:58px}.module-navigation-heading h2{font-size:1.25rem}}

/* RC2.2 unified Rate Center shell. Existing tables, forms, and data presentation remain unchanged. */
.rate-center-lockup{align-items:center;gap:9px}.rate-center-lockup svg{flex:0 0 auto}.lockup-copy{display:grid;line-height:1}.lockup-copy strong{color:var(--sky-navy-900);font-size:.92rem;letter-spacing:.18em}.lockup-copy small{color:var(--sky-stone-500);font-size:.57rem;letter-spacing:.1em;margin-top:4px;text-transform:uppercase}.rate-center-name{border-left:1px solid var(--sky-stone-300);margin-left:3px;padding-left:12px}.rate-center-nav nav a{align-items:center;border-radius:var(--r-pill);display:inline-flex;min-height:40px;padding:8px 2px}.rate-center-nav nav a.nav-current{color:var(--sky-navy-900);font-weight:750}.rate-center-nav nav .header-cta{color:var(--sky-white);padding:9px 17px}.rate-center-nav nav .header-cta:hover{background:var(--sky-navy-700)}
.unified-intro{padding-bottom:34px}.unified-intro .inner{max-width:none}.unified-intro .inner>p{max-width:73ch}.rate-center-choices{display:grid;gap:14px;grid-template-columns:1fr 1fr;margin-top:25px;max-width:1000px}.experience-choice{align-items:start;background:var(--sky-white);border:1px solid var(--sky-stone-200);border-radius:var(--r-lg);box-shadow:var(--shadow-1);color:var(--sky-navy-900);display:grid;gap:13px;grid-template-columns:38px 1fr;padding:18px 20px;text-decoration:none;transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease}.experience-choice:hover{border-color:var(--sky-teal-400);box-shadow:var(--shadow-2);transform:translateY(-2px)}.experience-choice:focus-visible{outline:3px solid rgba(16,144,168,.35);outline-offset:3px}.choice-number{align-items:center;background:var(--sky-navy-800);border-radius:50%;color:var(--sky-white);display:flex;font-size:.75rem;font-weight:800;height:34px;justify-content:center;width:34px}.calculators-choice .choice-number{background:var(--sky-teal-700)}.experience-choice>span:last-child{display:grid;gap:5px}.experience-choice strong{font-family:var(--font-heading);font-size:1.12rem}.experience-choice small{color:var(--sky-stone-700);font-size:.82rem;line-height:1.5}.experience-choice b{color:var(--sky-teal-700);font-size:.78rem;margin-top:2px}.module-navigation{scroll-margin-top:92px}.rates{scroll-margin-top:92px}
@media(max-width:1080px){.rate-center-nav{align-items:flex-start;flex-wrap:wrap;padding-block:12px}.rate-center-nav nav{gap:7px;justify-content:flex-end}.rate-center-nav nav a{font-size:.82rem;padding-inline:7px}}
@media(max-width:760px){.rate-center-nav{gap:12px}.rate-center-lockup{display:flex}.rate-center-nav nav{display:grid;grid-template-columns:1fr 1fr;width:100%}.rate-center-nav nav a{border:1px solid var(--sky-stone-200);display:flex;justify-content:center;min-height:42px;text-align:center}.rate-center-nav nav .header-cta{grid-column:1/-1;margin:0}.unified-intro{padding-top:28px}.unified-intro h1{font-size:2rem}.rate-center-choices{grid-template-columns:1fr;margin-top:20px}.experience-choice{padding:16px}.module-navigation,.rates{scroll-margin-top:190px}}
@media(max-width:400px){.rate-center-name{font-size:.64rem;padding-left:8px}.lockup-copy strong{font-size:.8rem}.rate-center-nav nav a{font-size:.76rem}.experience-choice{grid-template-columns:32px 1fr}.choice-number{height:30px;width:30px}}

/* RC2.3 visual refinement — aligns the Rate Center with the live Skyway shell. */
.rate-center-header{border-top:4px solid var(--sky-navy-900);box-shadow:0 8px 24px rgba(6,21,57,.05)}
.rate-center-nav nav a:not(.header-cta){position:relative}
.rate-center-nav nav a:not(.header-cta)::after{background:var(--sky-teal-500);border-radius:99px;bottom:3px;content:"";height:2px;left:10px;position:absolute;right:10px;transform:scaleX(0);transform-origin:center;transition:transform .18s var(--ease-out)}
.rate-center-nav nav a:not(.header-cta):hover::after,.rate-center-nav nav a.nav-current::after{transform:scaleX(1)}
.rate-center-nav nav .header-cta{box-shadow:0 7px 18px rgba(6,21,57,.16)}
.sky-page-header{background:radial-gradient(circle at 86% 4%,rgba(111,195,207,.2),transparent 32%),linear-gradient(180deg,#fbfaf6 0%,#f7f5f0 100%);border-bottom:1px solid var(--sky-stone-200)}
.unified-intro .eyebrow{align-items:center;display:flex;gap:9px}.unified-intro .eyebrow::before{background:var(--sky-teal-500);border-radius:50%;box-shadow:0 0 0 5px rgba(16,144,168,.1);content:"";height:7px;width:7px}
.experience-choice{border-color:rgba(14,33,72,.14);box-shadow:0 9px 28px rgba(6,21,57,.07);min-height:160px;position:relative}
.rates-choice{background:linear-gradient(145deg,var(--sky-navy-800),var(--sky-navy-900));border-color:var(--sky-navy-900);color:var(--sky-white)}
.rates-choice .choice-number{background:var(--sky-teal-500);color:var(--sky-navy-900)}
.rates-choice small{color:rgba(247,245,240,.78)}
.rates-choice b{color:var(--sky-teal-300)}
.rates-choice:hover{border-color:var(--sky-teal-300);box-shadow:0 15px 36px rgba(6,21,57,.2)}
.calculators-choice{border-top:4px solid var(--sky-teal-500)}
.experience-choice b{align-items:center;display:inline-flex;font-size:.82rem;margin-top:8px;min-height:38px}
.module-navigation{background:var(--sky-white);border-bottom:1px solid var(--sky-stone-200);border-top:1px solid var(--sky-stone-200);padding:30px 0}
.module-tabs{box-shadow:0 8px 24px rgba(6,21,57,.06)}
.module-tab{border-color:transparent;position:relative}
.module-tab.active{background:linear-gradient(145deg,var(--sky-navy-800),var(--sky-navy-900));box-shadow:0 8px 20px rgba(6,21,57,.18)}
.module-tab.active::before{background:var(--sky-teal-300);border-radius:99px;content:"";height:3px;left:15px;position:absolute;right:15px;top:7px}
.module-tab:disabled{background:repeating-linear-gradient(135deg,#f1eee7,#f1eee7 9px,#e9e5dc 9px,#e9e5dc 18px);border-style:dashed;color:var(--sky-stone-700)}
.module-tab:disabled small{color:#5f5b54;font-size:0;font-weight:750;letter-spacing:.045em}
.module-tab:disabled small::after{content:"Not currently available";font-size:.7rem}
.rate-highlights-section{background:linear-gradient(180deg,var(--sky-cream) 0%,var(--sky-cream-lt) 100%);padding-top:32px}
.highlight-card{border-color:rgba(14,33,72,.14);border-top:4px solid var(--sky-teal-500);box-shadow:0 10px 28px rgba(6,21,57,.06);transition:border-color .18s var(--ease-out),box-shadow .18s var(--ease-out),transform .18s var(--ease-out)}
.highlight-card:hover{border-color:var(--sky-teal-300);box-shadow:0 15px 34px rgba(6,21,57,.1);transform:translateY(-2px)}
.tool-controls{border-color:rgba(14,33,72,.16);box-shadow:0 12px 34px rgba(6,21,57,.07)}
.rates{background:var(--sky-white);border:1px solid rgba(14,33,72,.12);border-radius:var(--r-xl);box-shadow:0 16px 44px rgba(6,21,57,.07);margin-top:28px;padding:30px}
.table-wrap{border-color:rgba(14,33,72,.14);box-shadow:none}
.table-wrap tbody tr{transition:background-color .14s var(--ease-out)}
.table-wrap tbody tr:hover{background:rgba(215,236,239,.38)}
.row-cta:focus-visible,.sk-btn:focus-visible{outline:3px solid rgba(16,144,168,.35);outline-offset:3px}
.general-cta{background:linear-gradient(135deg,var(--sky-navy-800),var(--sky-navy-900));border:1px solid rgba(111,195,207,.24);box-shadow:0 18px 40px rgba(6,21,57,.18)}
.general-cta .sk-btn.secondary{border-color:var(--sky-teal-300);box-shadow:0 6px 18px rgba(0,0,0,.15)}
.secondary-information{background:linear-gradient(180deg,var(--sky-cream-lt),var(--sky-cream))}
.education,.important,.faq details{border-color:rgba(14,33,72,.14)}
@media(max-width:760px){.rate-center-header{border-top-width:3px}.rate-center-nav nav a:not(.header-cta)::after{bottom:2px}.experience-choice{min-height:0}.module-navigation{padding-block:24px}.rates{border-radius:var(--r-lg);margin-top:20px;padding:20px}.rate-card{border-color:rgba(14,33,72,.14);border-top:3px solid var(--sky-teal-500);box-shadow:0 8px 22px rgba(6,21,57,.07)}}
@media(max-width:400px){.rates{border-inline:0;border-radius:0;margin-inline:-20px;padding-inline:20px}.rate-center-nav nav a:not(.header-cta)::after{left:6px;right:6px}}