/* Skyway Rate Center consumer-experience overhaul — local review candidate. */
:root{
  --ov-navy:#0E2148;
  --ov-navy-soft:#1A3160;
  --ov-teal:#1090A8;
  --ov-teal-dark:#0C7A8E;
  --ov-teal-light:#D7ECEF;
  --ov-cream:#F7F5F0;
  --ov-cream-deep:#ECE8DF;
  --ov-ink:#061539;
  --ov-muted:#3F3D38;
  --ov-line:#D9D5CC;
  --ov-white:#FFFFFF;
  --ov-shadow:0 18px 50px rgba(14,33,72,.08);
}
body{background:var(--ov-cream);color:var(--ov-ink)}
.rate-center-header{background:rgba(255,255,255,.96);border-top:0;box-shadow:0 1px 0 rgba(14,33,72,.1)}
.rate-center-nav{min-height:76px}
.rate-center-nav nav .header-cta{background:var(--ov-teal-dark);box-shadow:none}
.rate-center-nav nav .header-cta:hover{background:var(--ov-navy)}
.sky-page-header.unified-intro{background:linear-gradient(125deg,#FBFAF6 0%,#F7F5F0 58%,#D7ECEF 100%);border-bottom:1px solid var(--ov-line);padding:78px 0 72px}
.hero-layout{align-items:center;display:grid;gap:64px;grid-template-columns:minmax(0,1.2fr) minmax(310px,.8fr)}
.unified-intro .inner{max-width:760px}
.unified-intro h1{font-size:clamp(2.55rem,5vw,4.55rem);line-height:.99;max-width:820px}
.unified-intro h1 em{color:var(--ov-teal-dark)}
.unified-intro .inner>p:not(.eyebrow){font-size:1.07rem;line-height:1.75;max-width:68ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.hero-actions .sk-btn{align-items:center;display:inline-flex;justify-content:center;min-height:52px;text-decoration:none}
.sk-btn.quiet{background:transparent;border:1px solid var(--ov-navy);color:var(--ov-navy)}
.sk-btn.quiet:hover{background:var(--ov-white)}
.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;margin:24px 0 0;padding:0}
.hero-points li{color:var(--ov-muted);font-size:.82rem;list-style:none;padding-left:19px;position:relative}
.hero-points li::before{color:var(--ov-teal);content:'✓';font-weight:800;left:0;position:absolute}
.research-card{background:rgba(255,255,255,.88);border:1px solid rgba(14,33,72,.1);border-radius:28px;box-shadow:var(--ov-shadow);padding:34px}
.research-card h2{font-size:1.75rem;line-height:1.15;margin-bottom:13px}
.research-card p:not(.eyebrow){color:var(--ov-muted);line-height:1.65}
.research-card a{color:var(--ov-teal-dark);display:inline-flex;font-weight:750;margin-top:18px;text-decoration:none}
.journey-strip{background:var(--ov-white);border-bottom:1px solid var(--ov-line)}
.journey-strip .container{display:grid;grid-template-columns:repeat(4,1fr)}
.journey-strip .container>div{display:grid;gap:3px;padding:24px 24px 24px 52px;position:relative}
.journey-strip .container>div+div{border-left:1px solid var(--ov-line)}
.journey-strip span{align-items:center;background:var(--ov-teal-light);border-radius:50%;color:var(--ov-teal-dark);display:flex;font-size:.7rem;font-weight:800;height:30px;justify-content:center;left:12px;position:absolute;top:27px;width:30px}
.journey-strip strong{color:var(--ov-navy);font-size:.9rem}
.journey-strip small{color:var(--ov-muted);font-size:.76rem;line-height:1.4}
.module-navigation{background:var(--ov-cream);padding:68px 0 34px}
.module-navigation .container{align-items:end;gap:42px}
.module-navigation-heading{max-width:520px}
.module-navigation-heading h2{font-size:clamp(1.8rem,3vw,2.55rem);line-height:1.12}
.module-navigation-heading>p:last-child{color:var(--ov-muted);line-height:1.65}
.module-tabs{background:transparent;border:0;box-shadow:none;gap:10px}
.module-tab{background:rgba(255,255,255,.75);border:1px solid var(--ov-line);border-radius:16px;color:var(--ov-navy);min-height:112px;padding:20px;text-align:left}
.module-tab small{color:var(--ov-muted);line-height:1.45;margin-top:7px}
.module-tab.active{background:var(--ov-navy);border-color:var(--ov-navy);box-shadow:0 14px 32px rgba(14,33,72,.16);color:var(--ov-white)}
.module-tab.active small{color:var(--ov-teal-light)}
.module-tab:disabled{background:#ECE8DF;color:#6B6862;cursor:not-allowed;display:block!important;opacity:.82}
.rate-highlights-section{background:var(--ov-cream);padding:26px 0}
.tool-shell{background:var(--ov-cream);padding-bottom:32px}
.tool-controls{background:var(--ov-white);border:1px solid var(--ov-line);border-radius:20px;box-shadow:none;padding:24px}
.rates{border-color:var(--ov-line);box-shadow:var(--ov-shadow)}
.unavailable-panel{background:linear-gradient(135deg,var(--ov-white),var(--ov-teal-light));border:1px solid #6FC3CF;border-left:0;border-radius:24px;box-shadow:var(--ov-shadow);margin-top:18px;padding:34px}
.unavailable-panel h2{font-size:clamp(1.65rem,3vw,2.25rem)}
.unavailable-panel>p:not(.eyebrow){color:var(--ov-muted);font-size:1rem;line-height:1.65;max-width:74ch}
.unavailable-panel .sk-btn{align-items:center;display:inline-flex;margin-top:20px;text-decoration:none}
.unavailable-panel .availability-note{border-top:1px solid rgba(14,33,72,.14);font-size:.82rem!important;margin:22px 0 0;max-width:none!important;padding-top:16px}
input[type="checkbox"],input[type="radio"],input[type="range"]{accent-color:var(--ov-teal-dark)}
.secondary-information{background:var(--ov-white);border-top:1px solid var(--ov-line);padding:62px 0 72px}
.secondary-grid{gap:18px}
.education,.important{background:var(--ov-cream);border:1px solid var(--ov-line);border-radius:18px;box-shadow:none}
.education summary,.important summary{font-size:1.05rem;padding:20px 22px}
.faq{margin-top:42px;max-width:900px}
.faq>h2{font-size:clamp(1.9rem,3vw,2.65rem);margin-bottom:18px}
.faq details{background:var(--ov-white);border:1px solid var(--ov-line);border-radius:14px!important;margin-top:10px;padding:0 20px}
.faq summary{font-size:1rem;padding:18px 0}
.faq details p{color:var(--ov-muted);font-size:.95rem;line-height:1.65}
.compact-footer{background:var(--ov-navy)}
.sky-nav .quiz-link,.sky-nav .quiz-cta{background:var(--ov-teal-light);border-color:#6FC3CF;color:var(--ov-navy)}
.type-chip{background:var(--ov-teal-light);border-color:#6FC3CF;color:var(--ov-navy)}
.disclosure{border-left-color:var(--ov-teal)}
.education article>span{color:var(--ov-teal-dark)}
.sky-footer::before{background:linear-gradient(90deg,#6FC3CF,var(--ov-teal))}
.sky-footer .accent-rule{background:var(--ov-teal)}
.rates-choice .choice-number{background:#6FC3CF;color:#061539}
@media(max-width:980px){
  .hero-layout{gap:30px;grid-template-columns:1fr}.research-card{max-width:680px}
  .journey-strip .container{grid-template-columns:1fr 1fr}.journey-strip .container>div:nth-child(3){border-left:0;border-top:1px solid var(--ov-line)}.journey-strip .container>div:nth-child(4){border-top:1px solid var(--ov-line)}
  .module-navigation .container{align-items:stretch;grid-template-columns:1fr}.module-tabs{grid-template-columns:1fr 1fr 1fr}
}
@media(max-width:760px){
  .rate-center-nav{padding-block:12px}.sky-page-header.unified-intro{padding:34px 0 32px}.unified-intro h1{font-size:2.55rem}.unified-intro .inner>p:not(.eyebrow){font-size:.96rem;line-height:1.62}.hero-actions{display:grid;margin-top:22px}.hero-actions .sk-btn{width:100%}.hero-points{display:grid;gap:6px;grid-template-columns:1fr 1fr;margin-top:18px}.research-card{display:none}.journey-strip .container{grid-template-columns:1fr 1fr}.journey-strip .container>div{padding:15px 10px 15px 42px}.journey-strip .container>div+div{border-left:1px solid var(--ov-line);border-top:0}.journey-strip .container>div:nth-child(3){border-left:0;border-top:1px solid var(--ov-line)}.journey-strip .container>div:nth-child(4){border-top:1px solid var(--ov-line)}.journey-strip span{height:24px;left:10px;top:16px;width:24px}.journey-strip small{font-size:.69rem}.module-navigation{padding:34px 0 24px}.module-navigation-heading>p:last-child{line-height:1.5}.module-tabs{grid-template-columns:1fr}.module-tab{min-height:68px;padding:13px 15px}.tool-controls{padding:18px}.unavailable-panel{padding:24px 20px}.unavailable-panel>p:not(.eyebrow){font-size:.92rem;line-height:1.55}.unavailable-panel .sk-btn{justify-content:center;margin-top:16px;width:100%}.unavailable-panel .availability-note{margin-top:18px;padding-top:13px}.secondary-information{padding-block:36px}.faq{margin-top:30px}.faq summary{padding:14px 0}.faq details p{font-size:.89rem;line-height:1.55;margin-top:0}.general-cta{padding:20px}
}
@media(max-width:400px){
  .unified-intro h1{font-size:2.2rem}.hero-points{grid-template-columns:1fr}.journey-strip .container>div{padding-right:8px}.journey-strip small{font-size:.66rem}.module-navigation-heading h2{font-size:1.8rem}
}